In America, it is hard to cut back on expenses and save money. We are constantly bombarded by commercial marketing messages and we constantly see seemingly affluent people sporting the latest gadgets and driving the latest cars. When you try to keep up, you can easily find yourself on a never ending treadmill of purchases and payments.
Fortunately, we are not alone. There are plenty of Americans who are trying to forego silly spending, retire debt, build up retirement nest eggs, and build wealth. I recently read a good article on Yahoo Contributor's Network by Damon Malcom who outlines ways to cut spending and build wealth:
