Sunday, April 13, 2014

How to Survive a Tight Pay Period

Sometimes you just know that it is going to be a really tight pay period.  When it's a tight pay period, you've got to make every dollar count.  Don't panic.  Here's what I think you have to do:

1.  Figure out how much money you will have.
2.  Figure out how much you need to live.  You have to eat.  You have to have money for food.  You have to have money for gas or bus fare to get to work.
3.  Subtract your living expenses from you available money.  The money you have left can be used for bills.

When it comes to paying bills, you'll need to keep a roof over your head and pay your utilities.  Then, you can attack the credit cards and other bills.  If your money is going to be tight, just make the minimum payments.

When you are done paying bills, go put gas in your car and get some groceries.  When you get groceries, be sure to buy cheap foods that will help you get through the pay period.  For example, toaster waffles are cheap.  You can have them for breakfast with peanut butter.  For more examples read my article -


Good luck!  You can make it!  We have for too many tight pay periods.

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